MITIGASI RISIKO KREDIT DALAM PENYALURAN KREDIT PERBANKAN

Ricardo Siregar

Abstract


Bank as a financial institution that is trusted fully by people in collecting and distributing money in the form of credit, should take care of these activity especially in distributing credit. This activity not always going well. Although bank has distributed credit selectively and prudentially but often faces credit risk like customer can’t pay on time as contract. This can’t be avoid but can be minimized by credit risk mitigation, since credit in performing loan. By this, bank could manage credit risk well.
Keywords: credit risk, credit distributing, credit risk mitigation.

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